RPN Member Stephanie Sparrow is Executive VP of GFD Management Inc., a commercial real estate firm offering institutional quality management in five SE and NE states. Stephanie reported lenders have different processes, some are flexible and require minimal materials while others are rigid and asking for 30+ items, like new budgets. GFD is assuring tenants they will work with them through this crisis, but not offering specifics on how yet. National tenants are responding differently—some looking at breach of contract, casualty, force majeure or co-tenancy clauses. GFD is responding with a form letter.